Candy AI is the cheapest of these NSFW AI chat apps to run for a year: $47.88 on its US plan page, read on 21 October 2026. CrushOn’s Standard plan ($58.88 a year) and SpicyChat’s Get a Taste plan ($60.00 a year, read on 3 November 2026) come next. OurDream costs $119.88 a year and includes 1,000 dreamcoins a month for images and video.
This is desk research. We read each app’s pricing page, help centre and terms between 21 October and 3 November 2026, and every price and rule below carries the date we read it. We have not paid for these apps, so nothing here has a score. The “best for” labels come from those published facts, not from use. How we test explains what a paid test would add. Every app on this page is for adults 18 and over. Candy AI, OurDream, SweetDream and GoLove pay us a commission if you subscribe through our links. SpicyChat, CrushOn, Kindroid and GirlfriendGPT pay us nothing.
Which NSFW AI chat app fits what you want
- Lowest yearly cost: Candy AI, $47.88 a year on the US plan page.
- Most chat without paying: SpicyChat publishes no free message cap, but the free plan carries ads. CrushOn refills 100 message credits every month.
- Images and video in one subscription: OurDream, with 1,000 dreamcoins.
- A refund rule you can plan around: SweetDream refunds a payment in full if you have used 10% or less of its tokens.
- A short look before a paywall: Kindroid, GirlfriendGPT and GoLove each give a fixed number of messages, then ask for a card.
Eight NSFW AI chat apps side by side
| App | Cheapest yearly plan | Shortest plan | Free use | Refund rule they publish |
|---|---|---|---|---|
| Candy AI | $47.88 (US, 21 Oct) | $9.99 first month, then $13.99 | 5 messages in total | Within 24 hours, 20 tokens or fewer used, cards only |
| CrushOn | $58.88 Standard (21 Oct) | $5.99 a month | 100 credits a month, history deleted after 7 idle days | No partial refunds |
| SpicyChat | $60.00 Get a Taste (3 Nov) | $5.95 a month | No published cap, with ads | Not in the pages we read |
| OurDream | $119.88 (21 Oct) | $19.99 a month | Chats cost 1 dreamcoin each, no free coins | None once more than 25% of a purchase is used |
| Kindroid | $159.99 on the US App Store (31 Oct) | $15.99 a month | One-time 50-message preview, then read-only | Not in the pages we read |
| SweetDream | $179.00 (3 Nov) | $12.99 a week | 5 messages on a new account | Full refund if 10% or fewer of the tokens used |
| GirlfriendGPT | Not on the pages we read | $15 a month | 10 to 20 messages in total | No refunds on paid subscriptions |
| GoLove | Not on the pages we read | Shown only at the paywall | About 10 messages (the example in its terms) | Not in the pages we read |
Under $60 a year: Candy AI, CrushOn and SpicyChat
Candy AI: the lowest yearly price, with a strict refund window
Best for: people ready to commit to a year. Candy’s US plan page on 21 October 2026 showed $3.99 a month billed yearly ($47.88), or $9.99 for the first month and then $13.99 a month. On 3 November the same page still listed the 12-month plan at 70% off, with 100 tokens a month on paid plans. The free plan is short: Candy’s help centre says free users can “Send up to 5 messages in chat (across all characters)”. Refunds are narrow too: only within 24 hours of payment, only if you have used 20 tokens or fewer, and only for card payments. Candy’s terms say chats are “generally private”, but flagged content can be reviewed by “we or authorized partners”.
More on Candy AI: review · is it safe? · how to cancel · alternatives
CrushOn: the cheapest monthly plan that refills a free allowance
Best for: regular free use with a paid plan to step up to. CrushOn’s pricing page, read on 3 November 2026, gives free accounts 100 message credits a month and warns that “Chat History will be deleted after 7 days of inactivity”. Paid members keep their history for the membership period. The Standard plan costs $5.99 a month or $58.88 a year for 2,000 credits a month. CrushOn says “Unfiltered” in its menu, yet its community guidelines tell users not to depict characters “whose age is not clearly defined as over 18”, and its terms rule out partial refunds: “We do not offer partial refunds or credits for unused time, mid-cycle cancellations, or downgrades.” CrushOn pays us nothing. See our CrushOn overview for all six tiers.
SpicyChat: no free message cap, and ads until you pay
Best for: long free use if ads do not bother you. SpicyChat’s plan page on 3 November 2026 listed Get a Taste at $5.95 a month or $60.00 a year, True Supporter at $19.95 a month or $199.95 a year, and I’m All In at $29.95 a month or $299.95 a year. The cheapest plan’s first line is “Chat Without Ads”, so the free plan shows them. Unlimited in-chat images start at True Supporter, and voice replies come only with I’m All In. SpicyChat’s terms say its operators “may read all messages” you send, which is the widest access clause on this page. The plan page names NextDay AI as the operator, the same group behind GirlfriendGPT. SpicyChat pays us nothing: spicychat.ai.
Built around images and video: OurDream and SweetDream
OurDream: one subscription for chat, images and video
Best for: people who already know they want image and video generation. OurDream’s pricing FAQ lists $9.99 a month on a yearly plan, billed as $119.88 up front, or $19.99 on a monthly plan, with 1,000 dreamcoins for images and video. Its help centre is blunt about the free side: “You need a subscription to generate images and videos”, and free users pay 1 dreamcoin per chat message. OurDream publishes the most detailed rulebook here, and says “The hard limits below apply everywhere on the platform: public submissions, private chats, and private generations.” Its help centre refuses refunds once more than 25% of a purchase has been used.
More on OurDream: review · is it safe? · promo codes · alternatives
SweetDream: weekly billing and a refund rule with a number in it
Best for: trying a paid plan for a week with a clear way back. SweetDream’s pricing page on 3 November 2026 offered three plans: weekly at $12.99, 3 months at $79.00 and 12 months at $179.00, each with 400 tokens every week. A chat message costs 0.2 tokens on a subscription and a photo in the chat costs 8 tokens. New accounts get 5 free messages. The refund rule is the clearest on this page: “If you’ve used 10% or less of the tokens a payment includes, we refund that payment in full, no questions asked.” Cancelling takes a reason and a short written note, and the plan stays active until its end date.
More on SweetDream: review · Black Friday
A few messages, then a paywall: Kindroid, GirlfriendGPT and GoLove
Kindroid: a 50-message preview, then read-only
Best for: checking memory quality before you pay. Kindroid’s subscriptions page, updated 30 October 2026, gives new accounts “50 messages with standard paid memory (15 in some regions)”, after which the account turns read-only. Kindroid’s website shows no prices. Its US App Store listing shows $15.99 a month, $42.99 for 3 months and $159.99 a year. A 3-day premium trial needs a card and becomes a paid plan unless you cancel. Kindroid pays us nothing. See our Kindroid overview.
GirlfriendGPT: 10 to 20 messages, no refunds
Best for: a short look before a $15 plan. GirlfriendGPT’s terms say free users get “a limited message count, such as 10 to 20 messages in total”. Its FAQ lists Premium at $15 a month, Deluxe at $35 and Elite at $50, and its terms say it “does not offer refunds for subscriptions that have been paid for”. Its privacy policy says it usually keeps personal information for six years after you close the account. GirlfriendGPT pays us nothing. Our GirlfriendGPT overview has the rest.
GoLove: prices only at the paywall
Best for: a quick look before you see a price. GoLove’s terms, revised 3 February 2026, describe the free limit by example: “Upon reaching the usage limit (e.g., 10 messages), you will be redirected to the payment interface.” Prices appear only at that paywall. Like GirlfriendGPT, GoLove’s privacy policy says it usually keeps personal information for six years after the account closes.
Who can read your chats
Four of the eight apps say in writing that someone other than you can see some chats. SpicyChat’s terms go furthest, saying operators “may read all messages”. Candy AI lets staff or partners review flagged content. CrushOn says it uses “a combination of human moderators and automated systems” to review accounts, characters and interactions. OurDream applies its hard limits to private chats and says flagged content can reach human reviewers. Kindroid, SweetDream, GirlfriendGPT and GoLove do not say who can read chats in the pages we read for this comparison. Our AI girlfriend app privacy page compares how long these apps keep your data, and the uncensored AI chat apps page sets their content rules side by side.
Apps we left out
Nomi is not here because the pages we read do not state a rule on adult content either way. Muah AI is out because of its 2024 breach, covered in our Muah AI page.
Where to start
If you have not used any of these apps yet, spend nothing first: our free NSFW AI chat apps page shows how far each free tier goes before it asks for money. If you already know you will pay, pick the yearly plan only after a week or a month on the shortest plan, because Candy AI, CrushOn, OurDream and GirlfriendGPT all limit refunds once you have used the plan.