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Candy AI vs OurDream (2026): prices, coins and refund rules side by side

By The Best AI Girlfriend App Updated Desk research, 7 min read

Desk researchBuilt from public sources checked 31 October 2026. We have not tested these apps hands-on.

  • Candy: $47.88 a year, billed upfront
  • OurDream: $119.88 a year, billed upfront
  • Refund: 24 hours vs 25% use

TL;DR

Candy AI and OurDream compared on published prices, what tokens and coins buy, refunds, renewal and chat training. Every line sourced, re-checked 31 Oct 2026.

Candy AI vs OurDream header: two price sheets side by side with a pink coin, a teal coin and a magnifying glass over the fine print

Candy AI is the cheaper app on the prices each published on 21 October 2026: $47.88 a year billed upfront against OurDream’s $119.88, and $13.99 a month after the first month against OurDream’s $19.99. OurDream is the only one of the two that publishes what each image, voice minute and second of video costs. The refund rules differ more than the prices. Candy refunds within 24 hours if you have used 20 tokens or fewer. OurDream refunds nothing once you have used more than 25% of what you bought.

This is desk research. We read each app’s plan page, terms, privacy policy and help centre on 20 and 21 October 2026 and quote them with dates. We have not bought either plan, so there is no winner or score here. How we test explains what a hands-on test would add. Both apps are for adults 18 and over.

The side-by-side table

Candy AIOurDream
Yearly plan$3.99 a month, billed $47.88 upfront$9.99 a month, billed $119.88 upfront
Monthly plan$9.99 first month, then $13.99$19.99
Shorter terms$8.99 a month for 3 months; $9.79 every 2 weeks; $5.60 a weekNone published
Media allowance100 tokens a month1,000 dreamcoins a month; yearly plan adds 1,000 at the start
Free use5 messages in total, 1 character, 1 imageChat at 1 coin per message; no free coins; no images or video
Refund window24 hours, 20 tokens or fewer used, card onlyNothing after 25% use; quality issues within 14 days, case by case
After you cancelTerms say tokens expire; help centre says they stayImages and videos blurred until you resubscribe
Trains AI on chatsYes, per privacy noticeYes, per privacy policy
CompanyEverAI Limited, MaltaDream Studio USA, Inc., Delaware
Statement line“EverAI”Not published
TrustpilotProfile removedProfile removed

Prices are the US view of each app’s own pages. Candy shows local prices in other countries and says “Additional local taxes may apply”.

Which is cheaper, Candy AI or OurDream?

Candy AI is cheaper on every term that both apps sell. On a yearly plan, Candy’s $47.88 works out at $3.99 a month, and OurDream’s $119.88 works out at $9.99. On a monthly plan, Candy charges $9.99 for the first month and $13.99 after that, against OurDream’s flat $19.99.

OurDream publishes no promo code that closes this gap. Its bonus coins and referral offer are listed on our OurDream promo codes page.

Bar chart of monthly cost by billing term: Candy AI yearly $3.99, quarterly $8.99, monthly $13.99, every 2 weeks $21.21, weekly $24.27; OurDream yearly $9.99, monthly $19.99
Monthly cost by billing term, from each app's published prices. Candy's 2-week and weekly plans converted to a month by us (x26/12 and x52/12). Sources: candy.ai/subscriptions and ourdream.ai, checked 20 and 21 October 2026. Chart by thebestaigirlfriendapp.com.

Candy’s shortest plans cost the most. Its plan page offers $9.79 every 2 weeks and $5.60 a week inside the payment pop-up. Converted to a month, those cost about $21.21 and $24.27, more than either app’s monthly plan. Candy says every plan “Renews automatically for the same price and term.”

Candy AI plan page, US view: 12 months $3.99 a month (crossed-out $13.99), 3 months $8.99 a month, 1 month $9.99 for the first month then $13.99
Candy AI's plan cards in the US view (highlight ours). Source: candy.ai/subscriptions, 21 October 2026. Captured by us on 21 October 2026.

Renewal terms differ too. Candy’s terms let it raise prices “from time to time in our sole discretion”, with notice before a renewal. Candy’s terms also let it charge “your designated backup payment method” if the main card fails. OurDream’s public pages do not describe auto-renewal in plain words, so read the checkout screen before you pay.

Tokens vs dreamcoins: what images, voice and video cost

OurDream publishes a price list for every action and Candy AI does not, so OurDream’s real monthly cost is easier to predict.

On OurDream, chat is free for subscribers (“Subscriber chats: 0 dreamcoins”). Media draws on the coin allowance, which the homepage calls 1,000 dreamcoins each month. The same help article also says “Dreamcoins do not refresh monthly” and that subscribers get 1,000 on their billing anniversary, so yearly subscribers should confirm how often coins arrive before relying on a monthly top-up:

  • “Voice calls: 50 dreamcoins per minute”, so 1,000 coins buy 20 minutes.
  • Standard images cost 10 coins per 2 images, so 1,000 coins buy 200 images.
  • Video costs “100 dreamcoins per 5 seconds”, so 1,000 coins buy 50 seconds. One 60-second video costs 1,200 coins, more than a month’s allowance.

Candy AI gives paid users “Unlimited chatting” and “100 tokens per month” for images, voice messages, calls and video. Candy’s help centre names one price: Candy Roulette “costs 5 tokens per minute”. The cost of an image, a call minute or a video clip shows only inside the app, and token packs sit behind a login. A heavy media user cannot work out Candy’s real monthly cost from public pages.

Both apps sell extra tokens or coins at prices they do not publish logged out. OurDream sells extra coins only to active subscribers.

Refunds and cancelling: what you keep and what you lose

Candy AI refunds a payment “within 24 hours of payment, but only if you have used 20 tokens or fewer”, and “Only card payments are eligible for refunds.” Its terms add a 14-day withdrawal right for EU and UK buyers on the first purchase, minus a prorated amount.

OurDream’s help centre says: “We cannot issue refunds for product that has used more than 25%”. The same article says monthly plans cannot be refunded once the coins are used up, while annual plans “may be eligible for full or partial refund”. Its refund policy offers a quality guarantee if you get in touch “within 14 days from the date of purchase”, decided case by case, and says crypto payments are “final and non-refundable”.

OurDream help centre article on refunds, with the line about not refunding product that has used more than 25% highlighted
OurDream's refund rule in its help centre (highlight ours). Source: help.ourdream.ai, article 8717377, 21 October 2026. Captured by us on 21 October 2026.

Cancelling costs you something on both apps:

  • OurDream blurs your media. After you unsubscribe, the images and videos you generated are blurred until you subscribe again. A refund also blurs them, and “Any unused dreamcoins will be removed”. Download anything you want to keep first.
  • OurDream contradicts itself on coins. One help article says “Coins do not expire!” Another says unused coins are “not restored” if you reactivate.
  • Candy AI contradicts itself on tokens. Its terms say “Any remaining tokens in your account will expire and become unusable.” A help article updated in August 2026 says “Canceling your subscription does NOT delete your tokens.” The terms are the binding document, so plan on losing them.

What each company does with your chats

Both apps can train AI on what you write. Candy AI’s privacy notice, revised on 19 October 2026, says it uses data to “train and develop our AI models” and that “third-party LLM providers” may receive the content of your messages. OurDream’s privacy policy, last modified on 26 August 2026, lists use “to train our artificial intelligence/machine learning models”, and its safety centre says third-party AI providers process the messages you send.

Retention differs. Candy keeps account data “For three years after your last Account activity”, which can shorten to one year. OurDream sets no fixed retention period. OurDream’s safety centre promises “We do not sell your chats.” Our privacy comparison of eight apps puts both next to the rest of the market.

Who runs each app

Candy AI is run by EverAI Limited in Malta, under Maltese law, and the charge on your card reads “EverAI”. OurDream’s terms name Dream Studio USA, Inc., a Delaware company, and its refund policy also names Dream Studio LLC and Tektopia Ltd. The terms carry an arbitration agreement with a “CLASS ACTION WAIVER”. You can opt out of the whole arbitration agreement by post or email within 30 calendar days of first accepting the terms.

Trustpilot has removed both companies’ profiles. On 20 October 2026, each page said the business “goes against our guidelines” and is no longer visible. Trustpilot gives no reason, so neither app has a live public rating you can check.

Choose Candy AI if, choose OurDream if

We earn a commission if you subscribe through the two app links below. It does not change the prices on this page.

Choose Candy AI if you will pay for a year upfront and want the lowest price ($47.88), you mostly chat rather than generate media, and you can decide within 24 hours whether to keep it. Pay by card, keep token use to 20 or fewer on day one, and skip the weekly and 2-week plans. The full picture is in our Candy AI research review.

Choose OurDream if you want to know in advance what voice, images and video will cost, you would rather have a 14-day window to raise a quality problem than a 24-hour refund, and you will download your images before you ever cancel. The full picture is in our OurDream research review.

Before you pay either one, open the checkout and match the total to this page. If it differs, the app has changed its price since 31 October 2026.

Candy AI ranks first and OurDream third in our full list of the best AI girlfriend app choices, with Nomi between them for its free plan.

What changed on 31 October 2026

We re-read every source and found no price, refund or policy change on either app. We added the help-centre line that says OurDream coins do not refresh monthly, the two other companies named in OurDream’s refund policy, the exact scope of its arbitration opt-out, Candy’s named bank-transfer providers and two questions on refunds and encryption.

Questions

Can I pay for Candy AI or OurDream with PayPal?

OurDream's help centre says it does not accept PayPal. Candy AI's payment help page lists cards, crypto, Apple Pay, Google Pay and bank transfer through Volt or Pix, and does not list PayPal. On both apps, crypto payments cannot be refunded.

What shows on my bank statement?

Candy AI's plan page says the charge appears as "EverAI". OurDream does not publish its billing descriptor on any page we read, so check your first statement.

Do EU and UK buyers get a 14-day refund right on OurDream too?

Yes. OurDream's refund policy gives a right to withdraw from a purchase within 14 days of the transaction date without giving a reason. It adds that you may lose that right if you start using the service straight away, so read section 3 before you generate anything.

Are OurDream chats end-to-end encrypted?

OurDream's homepage says chats use end-to-end encryption and that no one can read them. Its own safety centre says each message is processed by the model provider to generate the reply, and its privacy policy says it trains AI on user data. Our [OurDream safety page](/is-ourdream-ai-safe/) sets the claims side by side.

Sources (26)
  1. Candy AI plan page (US view) (accessed 2026-10-21)
  2. Candy AI Terms of Service (revision 22 Sep 2026) (accessed 2026-10-21)
  3. Candy AI Privacy Notice (revision 19 Oct 2026) (accessed 2026-10-21)
  4. Candy AI help: What can I do as a free user? (accessed 2026-10-21)
  5. Candy AI help: What do I get with a subscription? (accessed 2026-10-20)
  6. Candy AI help: Am I eligible for a refund? (accessed 2026-10-21)
  7. Candy AI help: Do I lose my tokens after I cancel? (accessed 2026-10-21)
  8. Candy AI help: Candy Roulette (accessed 2026-10-20)
  9. Candy AI help: Payment methods (accessed 2026-10-20)
  10. OurDream homepage and pricing FAQ (accessed 2026-10-21)
  11. OurDream help: What costs coins? (accessed 2026-10-21)
  12. OurDream help: Images or videos without a subscription (accessed 2026-10-20)
  13. OurDream help: How do I request a refund? (accessed 2026-10-21)
  14. OurDream help: What happens to my images if I unsubscribe? (accessed 2026-10-21)
  15. OurDream help: How do I cancel my subscription? (accessed 2026-10-21)
  16. OurDream help: What happens when my subscription expires? (accessed 2026-10-21)
  17. OurDream help: How can I get free dreamcoins? (accessed 2026-10-20)
  18. OurDream help: Can I buy dreamcoins without a subscription? (accessed 2026-10-20)
  19. OurDream safety centre: introduction (accessed 2026-10-20)
  20. OurDream help: Do we accept PayPal? (accessed 2026-10-20)
  21. OurDream Refund Policy (last modified 9 Mar 2026) (accessed 2026-10-21)
  22. OurDream Privacy Policy (last modified 26 Aug 2026) (accessed 2026-10-21)
  23. OurDream Terms of Service (last modified 26 Aug 2026) (accessed 2026-10-21)
  24. OurDream safety centre: privacy at a glance (accessed 2026-10-20)
  25. Trustpilot: candy.ai profile (removed) (accessed 2026-10-20)
  26. Trustpilot: ourdream.ai profile (removed) (accessed 2026-10-20)

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